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You might find a debt defense attorney or you could search for an attorney who focuses on the Fair Debt Collection Practices Act (FDCPA). However, most states require that the process server is older than 18 years of age, therefore a child cannot legally serve you. A woman calling herself Brooke Jones (Brook Jones? Same thing happened to me.
To get proper advice, you MUST show an attorney all of your documents. BEWARE: if you send them even one dime, you re-set the statute of limitations (SOL) clock in their favor AND you just validated their claim undermining your own legal position. I gave my name, but only because they already had it. The consumer bureau of financial protection has thinned out most of the debt collection firms that didn't know what they were doing. However, they should not ask for sensitive personal information like your social security number, credit, or debit card information. Creditor collection lawyers almost never get to $400/hr. Make sure it's your signature cause sometimes they'll forge it. Don't start a payment plan with them that you can't or won't keep. Please, please, pretty please with unicorns and fairies on top, do not fall for this. If they can't show how much they paid for your debt, how it was purchased, and from who.. then they don't have a standing. Debt collection is a complicated industry, as different companies can buy and transfer debt. It was a big investment. Given the above, what you need to understand is that the lawyer/collections agents on the other side are there to deal. This especially rings true when a defendant is trying to decide if a process server is genuine or attempting to pull a scam. We’re going to sue you for money you owe. (I’m my own supervisor, so I don’t know how that would work. If for some strange reason you do not try to find an attorney, do not otherwise blow this off.
What are my chances of getting the company to agree to deducting $400 a month till the debt is paid and them removing the court order or canceling the couet order against me? Do not let them get a default judgement. Second, try this scam on someone who isn’t stupid. Process servers are agents of the law, they are not above the law. Success! Make no concessions. ANY money they can get is a win in their books. Today I was served papers on a debt from a credit card delinquency and I have been summoned for a court hearing Oct. 20th. That means that the individual suing you or someone involved in the case cannot present you with legal documents and assert that they were lawfully served. Deny. Posts: 86 Credits: 0. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. If that isn't the case and OP walks into court, asks for the evidence, and they then show it to him, he is going to get a judgment against him anyway. If a firm asked for that much the creditor would just laugh and go to the next firm. I just messaged you, OP. Train yourself to say as little as possible and not get emotionally entangled. Join our community, read the PF Wiki, and get on top of your finances! Yes NPR taught me to go....but also read that lawyers would get an extension until you get tired and let them suck you dry, Here it is: http://www.thisamericanlife.org/radio-archives/episode/532/magic-words. Legal cases are often confusing and stressful for all parties. Let me explain what your bargaining chips are in this scenario. I am being told that I will be served papers at my place of employment. It was pretty rare for people to fight us and win. Show up to court.
I don’t want you to part with your hard-earned money so they can line their pockets. Now our clients were mostly fortune 500 companies so I have no doubt they were more organized and reputable than some check cashing place, but nevertheless they were the banks, car financial companies and credit card companies, pretty normal places that people owe money to.
They may also present documentation that shows a former/current address, place of employment, etc. The plaintiff must show they are the current holder of the debt and they often can't do it. I would say your chances are pretty good. Can they really do that? To make sure you’re not a victim, do not give out any information. A fake process server is definitely deceptive.
CitiServe? Then if it does go to court, you have evidence.
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