The Site contains copyrighted material, trademarks and service marks, and other proprietary information, including but not limited to text, software, and graphics, which materials are owned by S&P and/or its Client. NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR AFFILIATES, SHAREHOLDERS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY , PUNITIVE SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE SITE, THE USE OF OR INABILITY TO USE THE SITE, OR THE CONTENTS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NEITHER, S&P, THE CLIENT NOR EITHER OF THEIR AFFILIATES, SHAREHOLDERS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES SHALL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY , PUNITIVE SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THE SITE, THE USE OF OR INABILITY TO USE THE SITE, OR THE CONTENTS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Mr. Cooper offers home loan services focused on delivering services and lending products, services, and technologies. You are not required to use a real estate agent on the Xome panel as a condition of receiving a loan from Mr. Cooper, and such use will have no impact on any loan application to Mr. Cooper. These terms and conditions shall be governed by the law of New York, without regard to principals of conflicts or choice of laws. The Site does not represent an offer or solicitation with respect to the purchase or sale of any security. If you do not agree to these Terms of Use, you are not authorized to use the Site or Contents in any manner, and you should immediately discontinue any use of the Site or the Contents. Mr. Cooper Real Estate Rewards is offered by Xome. Please seek the advice of professionals regarding the evaluation of any of the information on the Site. Nationstar Mortgage, LLC NMLS ID #2119 NMLS Consumer Access (www.nmlsconsumeraccess.org). Mr. Cooper is one of the largest home loan servicers in the country focused on delivering a variety of servicing and lending products, services and technologies.
The Inspex application was developed in partnership with Manor Financial. Lenders can now make valuation decisions with contactless home inspections in as fast as 20 minutes.

As a result, overburdened appraisers can spend time where it's really needed - handling more complex valuations. Inc., an affiliate of Mr. Cooper. THE SITE AND THE CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. The investor relations site ("Site") with which this document is associated is maintained by S&P Global Market Intelligence ("S&P") on behalf of the organization featured on the Site (S&P's "Client"). Xome offers asset management, property disposition, title, close, valuation and field services through an integrated, technology-driven platform. Not all properties and loan types are right for a consumer-aided inspection, so Inspex uses an eligibility screening process to help lenders and appraisers determine when and where Inspex can be used as part of the valuation process.

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